Commercial Insurance for South Carolina

Every day, you work hard to ensure that your business stays up and running. That’s why it’s important to make sure your commercial property is protected because accidents do happen on occasion, and the last thing you want to experience is being out of commission and under the wrong policy.

Cyber insurance can provide coverage for costs and expenses related to a number of cyber threat scenarios including,  network intrusions and cyber extortion threats, data breach, network or security wrongful acts, and network outage situations.

Trucking insurance provides coverage for commercial trucks, including long and short hauls. It protects against damages, liabilities, and injuries arising from the transportation of goods, ensuring comprehensive risk management.

Environmental insurance, also known as pollution insurance, provides businesses with liability coverage for environmental risks from pollution exposures, as well as any pollution legal liability and cleanup costs they might face

Commercial marine insurance covers property that is transportable, movable or involved in the transfer of products. 

Excess liability insurance, or umbrella insurance, provides additional coverage beyond the limits of primary liability policies. It protects against major claims, offering financial security for unforeseen liabilities.

Contractors insurance provides coverage for construction professionals. It includes general liability, property, and workers' compensation, protecting against property damage, injuries, and other risks associated with construction projects.

Builder's risk insurance protects construction projects by covering property damage or loss during construction. It typically includes materials, equipment, and structures, providing financial protection until completion or occupancy.

Does your business rely on a fleet of vehicles to complete daily business operations? A commercial auto policy is more affordable and more better suited to cover the risks of a full fleet than individual auto policies.

Errors and omissions insurance, or professional liability insurance, protects individuals and businesses from claims of inadequate work or negligent actions, providing financial coverage for legal defense and settlements.

D&O insurance reimburses the defense costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing.

Commercial flood insurance protects businesses from financial losses caused by flooding. It covers damage to buildings, contents, and equipment, helping businesses recover from flood-related expenses.

Employment practices insurance protects businesses from financial losses arising from employment-related claims, such as discrimination or wrongful termination. It covers legal fees, settlements, and court-ordered judgments.

Liquor liability insurance covers businesses that sell or serve alcoholic beverages. It provides protection against claims related to alcohol-induced incidents, such as accidents or injuries, offering financial security.

Event insurance provides coverage for potential financial losses associated with events. It may include protection for cancellations, liability, property damage, or other unforeseen circumstances that can impact events.

Also known as business bonds and commercial surety bonds, commercial bonds are agreements that protect businesses. They're generally required by state laws for various industries, and guarantee some aspect of a principal's occupation.

Vacant building insurance for businesses protects unoccupied commercial properties. It covers risks such as vandalism, fire, and liability, providing financial security for property owners during periods of vacancy.