Commercial Insurance for South Carolina
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Business Insurance
Every day, you work hard to ensure that your business stays up and running. That’s why it’s important to make sure your commercial property is protected because accidents do happen on occasion, and the last thing you want to experience is being out of commission and under the wrong policy.
Cyber Insurance
Cyber insurance can provide coverage for costs and expenses related to a number of cyber threat scenarios including, network intrusions and cyber extortion threats, data breach, network or security wrongful acts, and network outage situations.
Long and Short Haul Trucking Insurance
Trucking insurance provides coverage for commercial trucks, including long and short hauls. It protects against damages, liabilities, and injuries arising from the transportation of goods, ensuring comprehensive risk management.
Environmental Insurance
Environmental insurance, also known as pollution insurance, provides businesses with liability coverage for environmental risks from pollution exposures, as well as any pollution legal liability and cleanup costs they might face
Commercial Marine Insurance
Commercial marine insurance covers property that is transportable, movable or involved in the transfer of products.
Excess Liability Insurance
Excess liability insurance, or umbrella insurance, provides additional coverage beyond the limits of primary liability policies. It protects against major claims, offering financial security for unforeseen liabilities.
Contractors Insurance
Contractors insurance provides coverage for construction professionals. It includes general liability, property, and workers’ compensation, protecting against property damage, injuries, and other risks associated with construction projects.
Builder’s Risk Insurance
Builder’s risk insurance protects construction projects by covering property damage or loss during construction. It typically includes materials, equipment, and structures, providing financial protection until completion or occupancy.
Commercial Auto Insurance
Does your business rely on a fleet of vehicles to complete daily business operations? A commercial auto policy is more affordable and more better suited to cover the risks of a full fleet than individual auto policies.
Errors and Omissions Insurance
Errors and omissions insurance, or professional liability insurance, protects individuals and businesses from claims of inadequate work or negligent actions, providing financial coverage for legal defense and settlements.
Directors and Officers Insurance
D&O insurance reimburses the defense costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing.
Commercial Flood Insurance
Commercial flood insurance protects businesses from financial losses caused by flooding. It covers damage to buildings, contents, and equipment, helping businesses recover from flood-related expenses.
Employment Practices Insurance
Employment practices insurance protects businesses from financial losses arising from employment-related claims, such as discrimination or wrongful termination. It covers legal fees, settlements, and court-ordered judgments.
Liquor Liability Insurance
Liquor liability insurance covers businesses that sell or serve alcoholic beverages. It provides protection against claims related to alcohol-induced incidents, such as accidents or injuries, offering financial security.
Event Insurance
Event insurance provides coverage for potential financial losses associated with events. It may include protection for cancellations, liability, property damage, or other unforeseen circumstances that can impact events.
Commercial Bonds
Also known as business bonds and commercial surety bonds, commercial bonds are agreements that protect businesses. They’re generally required by state laws for various industries, and guarantee some aspect of a principal’s occupation.
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