Your Local Mount Pleasant Insurance Agency

Coastal Insurance Brokers’ Mount Pleasant office serves homeowners, drivers, and business owners throughout the Charleston area. As an independent agency, we compare 25+ insurance companies to find you the right coverage at the right price — with the kind of local knowledge a national call center can’t offer.

Visit Our Mount Pleasant Office

Address: 3405 Salterbeck St #102, Mt Pleasant, SC 29466
Phone: (843) 471-2621 (Call) or (843) 834-6408 (Text)
Email: jcosgrove@sccoastalinsurance.com
Hours: Mon–Fri 9:00am–4:30pm, Sat–Sun Closed

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Communities We Serve

Mount Pleasant, Charleston, Cainhoy, Daniel Island, Isle of Palms, Sullivan’s Island, Summerville, James Island, and the surrounding Lowcountry.

Local Expertise for Mount Pleasant Homeowners & Businesses

Mount Pleasant sits right on the water, which means flood zones, wind mitigation, and hurricane exposure aren’t abstract concerns — they’re underwriting factors that change your rate. Our Mount Pleasant team works daily with the NFIP and private flood markets, understands how elevation certificates affect flood premiums anywhere from Hilton Head to North Myrtle Beach, and knows which carriers actually want to write coastal risk in this ZIP code.

Frequently Asked Questions

Answers to common questions about working with our Mount Pleasant office.

Do I need to visit the office to get a quote?

No — you can get a quote by phone, text, email, or our online form. Stopping by is welcome if you’d rather talk in person.

What areas does the Mount Pleasant office cover?

We primarily serve Mount Pleasant, Charleston, Cainhoy, Daniel Island, and the surrounding Lowcountry, though we can write policies across South Carolina.

Do you handle flood insurance for homes outside official flood zones?

Yes. Many Charleston-area homes outside high-risk zones still flood; we can quote both NFIP and private flood policies regardless of zone.

How is an independent agency different from calling an insurance company directly?

We compare 25+ carriers on your behalf instead of selling one company’s product, so the recommendation is based on your risk, not a sales quota.

Get a Quote From Our Mount Pleasant Team

We don’t work for an insurance company. We work for you.