by John Cosgrove | Jul 7, 2026 | Uncategorized
If you own a home in Mount Pleasant, Charleston, or anywhere along the South Carolina coast, your roof’s age may matter more to your insurance company than almost anything else about your property. Many coastal carriers now treat a roof over 15 to 20 years old...
by John Cosgrove | Jul 7, 2026 | Flood and Hurricane Insurance, Home Insurance
If you own a home along South Carolina’s coast, you’ve probably noticed a second deductible buried in your homeowners policy — one that’s separate from your regular deductible and only kicks in during a hurricane. This is your hurricane, or...
by John Cosgrove | Jun 20, 2026 | Commercial Insurance
If you’re swinging a hammer, pulling wire, laying pipe, or running a crew anywhere in Summerville — you already know the area is booming. Nexton, Carnes Crossroads, and the wider Dorchester County corridor are generating more construction work than ever. But...
by John Cosgrove | Jun 19, 2026 | Home Insurance
How Much Is Flood Insurance in South Carolina? If you own a home in Charleston, Mount Pleasant, or Myrtle Beach — anywhere along the South Carolina coast — this question usually comes up before hurricane season does. The honest answer: premiums can range from a few...
