by John Cosgrove | Jul 7, 2026 | Home Insurance, Wind & Hurricane Insurance
If you own a home along South Carolina’s coast, you’ve probably noticed a second deductible buried in your homeowners policy — one that’s separate from your regular deductible and only kicks in during a hurricane. This is your hurricane, or...
by John Cosgrove | Jun 19, 2026 | Home Insurance
How Much Is Flood Insurance in South Carolina? If you own a home in Charleston, Mount Pleasant, or Myrtle Beach — anywhere along the South Carolina coast — this question usually comes up before hurricane season does. The honest answer: premiums can range from a few...
by kit | Jan 15, 2026 | Home Insurance, Personal Insurance
A Buyer & New Arrival Insurance Guide Relocating to South Carolina or buying your first home is exciting—but it can also feel overwhelming, especially when it comes to insurance, flood risks, and navigating a fast-growing area like Cainhoy, SC. At Coastal...
by John Cosgrove | Nov 7, 2025 | Auto Insurance, Commercial Insurance, Home Insurance, Personal Insurance, Uncategorized
Winter is coming to coastal South Carolina — are your insurance plans ready? Living in Mt Pleasant and the surrounding coastal South Carolina communities means we’re used to planning for storms and seasonal changes. Even though our winters are milder than inland...
by John Cosgrove | Oct 17, 2025 | Commercial Insurance, Flood Insurance, Home Insurance, Uncategorized, Wind & Hurricane Insurance
Local insurance protection designed for Mt Pleasant and coastal South Carolina residents Living along South Carolina’s coast brings beautiful views and an active outdoor lifestyle — but it also brings unique insurance challenges. SC Coastal Insurance, based in Mt...
